Atlas America vs. Liaison Travel Elite Insurance

If you're planning to buy visitors insurance for your next trip abroad, you may be considering these two travel medical insurance plans: Atlas America and Liaison Travel Elite. These travel insurance policies share some similarities, but anyone deciding between the two should know the difference between Atlas America and Liaison Travel Elite before purchasing.

Both Atlas America insurance and Liaison Travel Elite insurance cover trips to the US and other foreign countries and are both comprehensive plans, meaning they provide percentage based coverage for most eligible travel benefits. The comparison chart below features the main differences between Atlas America and Liaison Travel Elite insurance so you can find out which visitors insurance policy is best for you.

Atlas America
  • Administered by HCC MIS
  • Up to 364 days of coverage


  • Covers up to $2,000,000 for acute onset of pre-existing conditions for travelers under the age of 70
  • Covers up to $1,000,000 for emergency medical evacuation
  • Covers up to $250 for acute and unexpected dental pain
  • Covers up to $10,000 for political evacuation
  • Covers ambulance up to policy maximum only injury results in hospitalization


vs.
Liaison Travel Elite
  • Administered by Seven Corners
  • Up to 3 years of coverage for travelers under the age of 65; up to 12 months of coverage for travelers over the age of 65
  • Covers up to $3,000 for heart attack and stroke (Non-US citizens visiting USA)

  • Covers up to $300,000 for emergency medical evacuation
  • Covers up to $100 for acute and unexpected dental pain
  • Covers up to $50,000 for political evacuation
  • Covers up to $5,000 for ambulance



COMMON EXCLUSIONS (What's not covered)
  • Preventative care (immunizations, routine medical exams)
  • Pregnancy and maternity care
  • Injuries incurred from certain hazardous activities
  • Mental and nervous disorders
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