Liaison Travel Economy vs. Liaison Travel Choice Insurance

Anyone planning to buy visitors insurance for traveling outside their home country may be considering the following two travel medical insurance plans: Liaison Travel Economy and Liaison Travel Choice. With all the similarities these two visitors insurance plans share, what is the difference between Liaison Travel Economy and Liaison Travel Choice?

Both Liaison Travel Economy insurance and Liaison Travel Choice insurance are administered by Seven Corners and provide travel medical coverage for the USA and other foreign countries. They are comprehensive insurance plans, which provide percentage based coverage of 80% of the first $5,000 in covered expenses and 100% thereafter. For details about the differences between Liaison Travel Economy and Liaison Travel Choice, refer to the comparison chart below.

Liaison Travel Economy
  • Up to 45 days of coverage
  • Policy maximum of $50,000 for USA coverage for travelers over the age of 65
  • Must be purchased within 3 years of arrival in USA
  • Covers up to $15,000 for acute onset of pre-existing conditions for non-US residents under the age of 70 traveling to the US
  • Covers up to $25,000 for AD&D
  • Covers up to $50,000 for common carrier accidental death
  • No coverage for acute onset of pre-existing conditions for travelers over 70 years

  • No coverage for political evacuation
  • No coverage for natural disaster



vs.
Liaison Travel Choice
  • Up to 187 days of coverage
  • Policy maximum of $50,000 for USA coverage for travelers over the age of 70
  • Must be purchased within 3 months after arriving in US
  • Covers up to $45,000 for acute onset of pre-existing conditions for non-US residents under the age of 65 traveling to the US
  • Covers up to $50,000 for AD&D
  • Covers up to $100,000 for common carrier accidental death
  • For acute onset of pre-existing conditions, covers up to $2,000 for travelers ages 65-69; no coverage for travelers over the age of 70
  • Covers up to $10,000 for political evacuation
  • Coverage for natural disaster up to $200 per day for 5 days per policy period


COMMON EXCLUSIONS (What's not covered)
  • Preventative care (immunizations, routine medical exams)
  • Pregnancy and maternity care
  • Mental and nervous disorders
  • Injuries incurred from certain extreme or hazardous sports
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