Outreach Travel Medical vs. Patriot America Plus

When shopping for travel medical insurance, two plans that may seem very similar when compared side by side are Outreach Travel Medical and Patriot America Plus. While it is true that Outreach Travel Medical and Patriot America Plus are somewhat similar, they are also relatively different and the first step to making a purchasing decision is understanding the key differences between the two plans.

Outreach Travel Medical and Patriot America Plus are two plans administered by IMG that provide travelers with high limit, comprehensive coverage, meaning they provide percentage-based coverage for most eligible travel expenses. For more information on the key differences between the two plans, refer to the comparison chart below:

Outreach Travel Medical
  • Policy maximum options of $50,000, $100,000, $500,000, $1,000,000, or $2,000,000
  • Coverage up to $20,000 for an acute onset of pre-existing condition for U.S. citizens and Coverage up to $50,000 for an acute onset of pre-existing condition for non U.S. citizens



vs.
Patriot America Plus
  • Policy maximum options of $50,000, $100,000, or $500,000
  • Coverage up to $500,000 for acute onset of pre-existing conditions for ages 69 and under
     
     
     


COMMON EXCLUSIONS (What's not covered)
  • Preventative Care (immunizations, routine medical exams)
  • Accidental death and dismemberment (AD&D) coverage
  • Terrorism coverage
  • Trip interruption coverage
  • Pregnancy and maternity care
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