Outreach Travel Medical vs. Visit USA

When searching for a travel medical insurance plan for your upcoming trip, two plans that you may come across are: Outreach Travel Medical and Visit USA. While these two plans may seem very similar at first glance, it is important to know that they do have their differences and identifying these differences is the first step to making an informed decision when making a purchase.

Outreach Travel Medical and Visit USA are two plans that provide travelers with high limit, comprehensive coverage, meaning they provide percentage-based coverage for most eligible travel expenses. Refer to the comparison chart below, for more information on the key differences between the two plans :

Outreach Travel Medical
  • Administered by IMG
  • USA and international coverage
  • Plan pays 90% of the first $5,000, and 100% thereafter in network, and out of network, plan pays 80% of the first $5,000 and 100% thereafter
  • Policy maximum options of $50,000, $100,000, $500,000, $1,000,000, or $2,000,000
  • Coverage up to $20,000 for an acute onset of pre-existing condition for U.S. citizens and Coverage up to $50,000 for an acute onset of pre-existing condition for non U.S. citizens



vs.
Visit USA
  • Administered by TIS
  • USA coverage only
  • Plan Pays 90% of the first $10,000, then 100% thereafter
     
     
  • Policy maximum options of $100,000 for ages 69 and below, $50,000 for ages 70-79, and $10,000 for ages 80 and above
  • Coverage up to $10,000 for acute onset of pre-existing conditions for ages 65 and under
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COMMON EXCLUSIONS (What's not covered)
  • Preventative Care (immunizations, routine medical exams)
  • Accidental death and dismemberment (AD&D) coverage
  • Terrorism coverage
  • Trip interruption coverage
  • Pregnancy and maternity care
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