Patriot America vs. Liaison Majestic Insurance

If you're planning to buy visitors insurance, you may have come across these two travel medical insurance policies: Patriot America and Liaison Majestic. They look similar at a first glance, so it may be difficult to determine the difference between Patriot American insurance and Liaison Majestic insurance.

Patriot America and Liaison Majestic both provide travel medical coverage for USA and international travel, so either visitors insurance policy is good for a trip to the US and other foreign countries. Both comprehensive plans, they provide percentage based coverage for most eligible benefits. To find out the best travel insurance plan for you, see the differences between Patriot America and Liaison Majestic insurance detailed in the comparison chart below.

Patriot America
  • Administered by IMG
  • Up to 2 years of coverage


  • No coverage for acute onset of pre-existing conditions
  • Covers up to $500,000 for emergency medical evacuation
  • Covers incidental trips to home country (2 weeks)
  • Pays $100 per night for a maximum of 10 days for hospital daily indemnity
  • Covers up to $10,000 for political evacuation

  • Covers up to $100 per day for 5 days for natural disaster


vs.
Liaison Majestic
  • Administered by Seven Corners
  • Up to 3 years of coverage for travelers under the age of 65; up to 12 months of coverage for travelers over the age of 65
  • Covers up to $3,000 for heart attack and stroke (Non-US citizens visiting USA)
  • Covers up to $300,000 for emergency medical evacuation
  • Covers incidental trips to home country (60 days per 364 days of coverage)
  • Includes chiropractic treatment (covers $50 per visit up to 10 visits)
  • Pays $250 per night for a maximum of 30 days for hospital daily indemnity
  • No coverage for natural disaster



COMMON EXCLUSIONS (What's not covered)
  • Preventative care (immunizations, routine medical exams)
  • Pregnancy and maternity care
  • Mental and nervous disorders
  • Treatment of the temporomandibular joint
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