Patriot Green vs. Patriot America Plus

When it comes to shopping for travel medical insurance, there are various plans to choose from and in making comparisons; two plans that you may come across are Patriot Green and Patriot America Plus. While these two plans are similar to one another in many ways, it is also important to know their differences in order to identify which plan is best for your individual needs.

riot Green and Patriot America Plus are two plans administered by IMG that provide travelers with comprehensive coverage, paying 90% of the first $5,000, and 100% thereafter in network, and 80% of the first $5,000 and 100% thereafter out of network. Although Patriot Green is best suited for environmentally conscious travelers, as a portion of the plans purchase price goes towards donations to environmental organizations while offsetting the travelers carbon footprint, the two plans do offer similar benefits when comparing coverage amounts. Refer to the comparison chart below to see the key differences between the two plans :

Patriot Green
  • Coverage for duration of 5 days to 2 years
  • Policy maximum options of $50,000, $100,000, $500,000, $1,000,000, or $2,000,000

  • Coverage up to $20,000 for an acute onset of pre-existing condition for U.S. citizens under 65 and coverage up to $50,000 for an acute onset of pre-existing condition for non U.S. citizens under 65

Patriot America Plus
  • Coverage for duration of 5 days to 1 year
  • Policy maximum options of $50,000, $100,000, and $500,000 for ages 70 and below and $10,000 for ages 80 and above
  • Coverage up to $500,000 for acute onset of pre-existing conditions for ages 70 and under

COMMON EXCLUSIONS (What's not covered)
  • Preventative Care (immunizations, routine medical exams)
  • Accidental death and dismemberment (AD&D) coverage
  • Terrorism coverage
  • Trip interruption coverage
  • Pregnancy and maternity care
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