Patriot International vs. Atlas International

Posted on December 28, 2016

While comparing different visitors insurance plans for your upcoming trip abroad, two plans that you may come across are Patriot International and Atlas International. Although these plans may seem very similar at first glance, there are some differences that should be noted before venturing into the purchasing process.

Both Patriot International and Atlas International are comprehensive coverage plans, meaning they provide percentage-based coverage for most eligible travel expenses. Outside the US and Canada, both of these plans pay 100% up to the policy maximum, after the deductible is satisfied. The key differences between the two plans are highlighted in the comparison chart below to help you choose the plan that best fits your travel medical insurance needs:

Patriot International

Administered by IMG
USA and International Coverage
Policy maximum options of $50,000, $100,000, $500,000, or $1 million or $2 million for ages 69 and under
Plan pays 100% in network after the deductible

Acute onset of pre-existing conditions not covered

vs.

Atlas International

Administered by HCC
International coverage only
Policy maximum options of $50,000, $100,000, $250,000, $500,000, or $1000,000 for ages 69 and under
Plan pays 100% up to policy maximum internationally
Coverage up to policy maximum for acute onset of pre-existing conditions for ages 69 and under