Safe Travels USA Comprehensive vs. Safe Travels USA Cost Saver

Visitors insurance is a very important component to planning a trip abroad, and two plans you may find yourself interested in are Safe Travels USA Comprehensive and Safe Travels USA Cost Saver. Safe Travels USA Comprehensive and Safe Travels USA Cost Saver are two plans that do share some similarities however, when it comes to deciding between the two, it is important to also know their differences in order to make a well informed decision during the purchasing process.

Safe Travels USA Comprehensive and Safe Travels USA Cost Saver are two plans that provide travelers with high limit coverage when traveling to the USA. Both plans are administered by Trawick International and are comprehensive coverage plans, meaning they provide percentage-based coverage for most eligible travel expenses. After the deductible is satisfied, these plans both pay 100% in network, up to the policy maximum. Outside of the PPO network, these plans pay 80% of the first $5,000, then 100% up to the policy maximum. For more information on the key differences between the two plans, refer to the comparison chart below :

Safe Travels USA Comprehensive
  • No coverage for return of minor children
  • If no claims have been filed, policy can be cancelled and refunded for a $25 cancellation fee
  • Coverage up to policy maximum for acute onset of pre-existing conditions for ages 69 and under


vs.
Safe Travels USA Cost Saver
  • Return of minor children coverage up to $5,000
  • If no claims have been filed, policy can be refunded on a pro rated basis for a $10 cancellation fee
  • Coverage up to $1,000 for acute onset of pre-existing condition


COMMON EXCLUSIONS (What's not covered)
  • Preventative Care (immunizations, routine medical exams)
  • Accidental death and dismemberment (AD&D) coverage
  • Terrorism coverage
  • Trip interruption coverage
  • Pregnancy and maternity care

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