Seven Corners Travel Medical Basic-USA vs. Seven Corners Travel Medical Plus-USA

Anyone planning to buy visitors insurance for traveling outside their home country to the USA may be considering the following two travel medical insurance plans: Seven Corners Travel Medical Basic-USA and Seven Corners Travel Medical Plus-USA. With all the similarities these two visitors insurance plans share, what is the difference between Seven Corners Travel Medical Basic-USA and Seven Corners Travel Medical Plus-USA?

Both Seven Corners Travel Medical Basic-USA insurance and Seven Corners Travel Medical Plus-US insurance are administered by Seven Corners and provide travel medical coverage for the USA. They are comprehensive insurance plans, which provide percentage based coverage of 100% for eligible medical conditions within the PPO network.. For details about the differences between Seven Corners Travel Medical Basic-USA and Seven Corners Travel Medical Plus-US, refer to the comparison chart below.

Seven Corners Travel Medical Basic-USA
  • Up to 180 days of coverage
  • No coverage for COVID-19
  • Policy maximum of $100,000 for USA coverage for travelers over the age of 64
  • Covers up to $25,000 for acute onset of pre-existing conditions for non-US residents under the age of 70 traveling to the US
  • Covers up to $10,000 for AD&D for those 19 years & older
  • Covers up to $20,000 for common carrier accidental death for those 19 years & older
  • No coverage for acute onset of pre-existing conditions for travelers over 70 years
  • Coverage for natural disaster up to $50 per day for 5-day limit



vs.
Seven Corners Travel Medical Plus-USA
  • Up to 180 days of coverage
  • Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
  • Policy maximum of $100,000 for USA coverage for travelers over the age of 70
  • Covers up to $50,000 for acute onset of pre-existing conditions for non-US residents under the age of 70 traveling to the US
  • Covers up to $25,000 for AD&D for those 19 years & older
  • Covers up to $50,000 for common carrier accidental death for those 19 years & older
  • Coverage for natural disaster up to $100 per day for 5-day limit



COMMON EXCLUSIONS (What's not covered)
  • Preventative care (immunizations, routine medical exams)
  • Pregnancy and maternity care
  • Mental and nervous disorders
  • Injuries incurred from certain extreme or hazardous sports
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