WorldMed Outbound Insurance vs. International Major Medical

A major component to planning a trip abroad is making sure that you are equipped with travel medical insurance and while shopping for a plan that best fits your needs two similar plans may strike your interest: WorldMed Outbound and International Major Medical. When compared side by side, these two plans do possess many similarities but in order to make the best decision, it is important to be able to identify their differences.

WorldMed Outbound and International Major Medical are both comprehensive coverage plans that after the deductible is satisfied, pay 100% up to the policy maximum. The key features that set these two plans apart however, are highlighted in the comparison chart below :

WorldMed Outbound
  • Administered by TIS
  • International coverage only
  • Policy maximum options of $500,000 or $1,000,000
     
     
  • Covers up to $10,000 for acute onset of pre-existing conditions
     

vs.
International Major Medical
  • Administered by PIU
  • USA and international coverage
  • Policy maximum options of $1,000,000 for ages 69 and under, $250,000 for ages 70-74, $100,000 for ages 75-75, and $50,000 for ages 80-84.
  • No coverage for an acute onset of a preexisting condition


COMMON EXCLUSIONS (What's not covered)
  • Preventative Care (immunizations, routine medical exams)
  • Accidental death and dismemberment (AD&D) coverage
  • Terrorism coverage
  • Trip interruption coverage
  • Pregnancy and maternity care
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