WorldMed Outbound Insurance vs. Patriot Platinum Int'l

When planning to purchase visitors insurance before embarking on your upcoming trip, you may have come across two similar plans: WorldMed Outbound and Patriot Platinum International, and because they do appear to be very similar, you may be wondering what the actual differences are between the two insurance plans.

WorldMed Outbound and Patriot Platinum International are both comprehensive coverage plans that provide international coverage to individuals and families. After the deductible is satisfied, both plans pay 100% up to the policy maximum. The key differences between the two plans are highlighted in the comparison chart below to assist you in choosing the plan that best fits your travel medical insurance needs:

WorldMed Outbound
  • Administered by TIS
  • International coverage only
  • Up to 12 months of coverage
  • Policy maximum options of $500,000 or $1,000,000
     
  • Covers up to $10,000 for acute onset of pre-existing conditions
     


vs.
Patriot Platinum International
  • Administered by IMG
  • USA and international coverage
  • Up to 36 months of coverage
  • Policy maximum options of $1,000,000, $5,000,000, or $8,000,000 for ages 69 and under
  • Covers up to $20,000 for acute onset of pre-existing conditions for travelers under the age of 65


COMMON EXCLUSIONS (What's not covered)
  • Preventative Care (immunizations, routine medical exams)
  • Accidental death and dismemberment (AD&D) coverage
  • Terrorism coverage
  • Trip interruption coverage
  • Pregnancy and maternity care
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