11 Reasons CoverAmerica-Gold® is the Best Visitors Insurance Plan for the USA

The United States continues to attract millions of travelers each year, offering a multitude of opportunities for business, leisure, and education. However, it's important to acknowledge that with such travel comes inherent risks and the potential for high medical expenses in the event that you need to receive medical attention while visiting the U.S.

Visitors insurance can be your answer when facing potential travel and medical emergencies while traveling in the United States. While there are many standard visitors insurance plans available on the market, there is one plan specifically designed for the needs of travelers to the USA.

The United States is known for its exorbitant healthcare costs, which can pose significant financial burdens for individuals and families. In order to protect yourself and your loved ones from these potential expenses, it is essential to prioritize your health and well-being by obtaining appropriate insurance coverage.

Visitors insurance is the answer when facing potential travel and medical emergencies while in the United States. CoverAmerica-Gold® stands out as the best visitors insurance plan for the USA for a number of reasons. From trips of only 5 days to up to 365 days of stay, this plan perfectly fits the needs of any length of travel in the U.S. with adequate medical coverage and other benefits.

Here are the top 11 reasons why CoverAmerica-Gold® is the preferred visitors insurance plan for the USA.

1. Preferred Rate for Returning Policyholders

Returning customers may have the opportunity to enjoy a preferred rate, providing them with a discount of approximately 5%.

2. Best Comprehensive Plan

CoverAmerica-Gold® provides percentage-based coverage, ensuring that your out-of-pocket expenses remain minimal. With this type of policy, the insurance company typically covers a specific percentage of the eligible medical costs, while the insured individual is responsible for paying the remaining percentage out of their own pocket.

3. Great COVID Coverage

CoverAmerica-Gold® features benefits that provide coverage for COVID-19 like any other new condition, a public health emergency screening benefit for testing and a quarantine indemnity allowance for those who must quarantine due to the virus. Read more about the top 3 visitors insurance plans with COVID-19 benefits.

4. A-Rated Underwriter

The plan is underwritten by Sirius Speciality Insurance Corporation, a company which is consistently given “A” (excellent) ratings for coverage and service.

5. Most Experienced Administrator

The plan is backed by IMG (International Medical Group), a long-standing administrator serving international insurance for more than 30 years.

6. Hand-Picked Features and Benefits

Not all risks are the same, and not all plans fit every kind of trip. We understand that when you travel to the U.S., your risks and liabilities are unique to you. This plan is crafted with that in mind so you can be covered no matter what you’re planning to do on your travels.

7. Best PPO Network in the USA

The plan is supported by UHC (UnitedHealthcare PPO), one of the best and highly-rated PPO networks. No matter where you are in the U.S., you have the best choice of care providers in the area.

8. You're in Control of Your Coverage

Manage your plan completely online—no paperwork and no waiting on long phone calls. With online management, you can easily access your coverage details, file claims, and access assistance all at your own convenience.

9. No Cancellation Fees

We understand that you don’t always know when travel plans may change. You may cut your trip short for a multitude of reasons and want to cancel your plan. While every other plan in the market has a cancellation fee, CoverAmerica-Gold® offers cancellation at no charge.

10. Missed Connection Coverage

For international flights, you may be covered if there are unexpected changes or you miss your connecting flight. This is the only plan of this type that offers this benefit.

11. Border Entry Protection

Many travelers have issues at the port of entry and may be denied entry to the U.S. even if they have a valid visa and other immigration documents. This plan is the first to provide a benefit that can pay for return travel in this circumstance (limits apply).


Whether you're planning a trip to the U.S. in the near future or researching the best visitors insurance for your upcoming travels, CoverAmerica-Gold® is the ideal choice. Explore the plan details page to discover its noteworthy features and benefits. For further assistance, you can also consult with a qualified and licensed travel insurance expert at VisitorsCoverage.com.


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