International Major Medical Insurance

International Major Medical Insurance provides comprehensive medical coverage for individuals and families traveling outside their home country. This temporary insurance plan pays 100% up to the policy maximum for covered expenses after the deductible is satisfied and offers travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. International Major Medical Insurance covers trips up to 1 year and allows visitors covered under the policy to visit any doctor or hospital within the First Health PPO network.

Expert Reviews Why Trust this Review?

Notable Features
  • High policy maximum for age 70+
  • Covers foreign nationals working for US companies inside or outside their home country
  • Optional Hazardous Sports and Activities Rider

Limitations
  • High deductible options
  • Maximum 11 month policy period
  • No Coverage for COVID-19

Expert Opinion
International Major Medical Insurance is best suited for international tourists visiting the US and green card holders.

Overall Ratings

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Plan Highlights

AM Best Ratings
A
Coverage Type
Comprehensive
Renewability
Yes
Who Can Buy It
Anyone traveling outside their home country
Contact Information
800-345-8816
661-254-0006
Administrator
PIU
Coverage Duration
Up to 1 year
Refund Policy / Look-up Period
Yes
Providers Network
First Health PPO
Emergency Assistance Numbers
800-345-8816
Underwriter
Llyod's of London
Provides Coverage for
USA or International
Cancellable
Yes
Not Available for Purchase in
New York (NY)
Maryland (MD)
South Dakota (SD)
Acute Onset of Pre-Existing Conditions
No

How to Buy International Major Medical Insurance?

Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.
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