Patriot Exchange Insurance

Patriot Exchange insurance is a travel insurance plan designed to meet the US visa requirements for a student studying abroad or a participant of a cultural exchange program including J1 and J2 visa holders. After the deductible, this plan pays 100% per incident up to the policy maximum. Travel medical protection offered by Patriot Exchange includes outpatient treatment, emergency services, emergency medical evacuation, and more. Patriot Exchange Insurance offers coverage for a duration of 1 month to 48 months.

Expert Reviews Why Trust this Review?

Noticeable Features
  • Meets J Visa Requirements
  • Comprehensive coverage at affordable price
  • PPO Network
  • Provides family coverage
  • Available coverage for up to 48 months

Limitations
  • Acute onset of pre-existing conditions only covered after 12 months of continuous coverage
  • Only available for travelers under 65 years of age
  • $100 fixed deductible

Expert Opinion

Patriot Exchange is best suitable for students and scholars who are studying abroad or participating is a cultural exchange programs. Under this plan, participants spouse and unmarried dependent children traveling with them on a J2 visa are also covered. This policy meets the US requirements for J1 and J2 visa holders.

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Plan Highlights

AM Best Ratings
A
Coverage Type
Comprehensive
Renewability
Yes
Who Can Buy It

Cultural Exchange Students, J1/J2 Visa

Contact Information
800-628-4664
317-655-4500
Administrator
IMG
Coverage Duration
1 month to 48 months
Refund Policy / Look-up Period
Yes
Providers Network
First Health Network
 
Emergency Assistance Numbers
317-655-4500
Underwriter
Sirius International
Provides Coverage for
USA or International
Cancellable
Yes

Not Available in
Maryland (MD)

Acute Onset of Pre-Existing Conditions

Only after 12 months of continued coverage.

How to Buy Patriot Exchange Insurance?

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Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.

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