Patriot Exchange Insurance

Patriot Exchange insurance is a travel insurance plan designed to meet the US visa requirements for a student studying abroad or a participant of a cultural exchange program including J1 and J2 visa holders. After the deductible, this plan pays 100% per incident up to the policy maximum. Travel medical protection offered by Patriot Exchange includes COVID-19 coverage, outpatient treatment, emergency services, emergency medical evacuation, and more. Patriot Exchange Insurance offers coverage for a duration of 1 month to 48 months.

Expert Reviews Why Trust this Review?

Notable Features
  • Meets J Visa Requirements
  • Comprehensive coverage at affordable price
  • COVID-19 covered like any new illness
  • PPO Network
  • Provides family coverage
  • Available coverage for up to 48 months

  • Pre-existing conditions only covered after 12 months of continuous coverage
  • Only available for travelers under 65 years of age

Expert Opinion

Patriot Exchange is best suitable for students and scholars who are studying abroad or participating in cultural exchange programs. Under this plan, participants' spouses and unmarried dependent children traveling with them on a J2 visa are also covered. This policy meets the US requirements for J1 and J2 visa holders.

Overall Ratings

How was your experience with
Patriot Exchange Insurance?

Plan Highlights

AM Best Ratings
Coverage Type
Who Can Buy It

Cultural Exchange Students, J1/J2 Visa

Contact Information
Coverage Duration
1 month to 48 months
Refund Policy / Look-up Period
Providers Network
United Healthcare
Emergency Assistance Numbers
Sirius Specialty Insurance Corporation
Provides Coverage for
COVID-19 coverage
Yes, COVID-19 is covered like any new illness

Not Available for Purchase in
Maryland (MD) & New York (NY)

Pre-Existing Conditions

Only after 12 months of continued coverage.

How to Buy Patriot Exchange Insurance?

Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.
How Much Will Your Policy Pay?
Estimate how much the insurance will pay for covered medical service.