PLS DO NOT BUY INSURANCE FROM SEVEN CORNERS They are bunch of unprofessional and lazy company. First - Pls note, this insurance is not accepted anywhere in USA. You need to pay out of pocket for all expenses and then file a claim (which will go nowhere). Once you file a claim, they will ask you to send all forms (After which they will sleep for 2 weeks and not reply until you constantly follow up) Next they will say that they have requested for the doctor to send the same forms. (They will say that they sent it to the doctor, but i guess they do not send. I had to wait for 60 days and after constant follow up, i had to literally go to the doctor office and ask them to fax it). After that seven corners again sleep for 30 days. Then they send a letter to doctor office saying "No current eligibility on file". Now i am still following up and they are sleeping. It has been more than 90 days and no response. Overall till now, from day 1 , i sent 10 mails, they have sent me 2 mails . Worst company to deal with.