PA+

Patriot America Plus Insurance

Patriot America Plus Insurance offers comprehensive medical coverage for individuals and families residing outside of the United States who plan to travel to the USA. This insurance plan pays 100% within the PPO network, up to the policy maximum, after the deductible is met by the insured person. The plan provides travel medical protection, including outpatient and inpatient treatment, emergency services, emergency medical evacuation, COVID-19 treatment, and more.

Patriot America Plus Insurance covers trips ranging from 5 days up to 12 months and can be renewed for a maximum of two years, ensuring that travelers have access to quality coverage for an extended period.

Expert Reviews

Notable Features
  • Provides comprehensive travel medical insurance at an affordable premium
  • Coverage for COVID-19 like any other new condition
  • Offers coverage for the acute onset of pre-existing conditions
  • Requires a deductible only once per policy period
  • Utilizes a PPO Network for increased coverage options

Limitations
  • Low policy maximum for ages 80+
  • Maximum 24 months coverage
  • No acute onset of pre-existing conditions coverage for ages 70+

Expert Opinion
Patriot America Plus Insurance is an ideal choice for international travelers visiting the United States.

Overall Ratings

         
3.9
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Plan Highlights

AM Best Ratings
A
Coverage Type
Comprehensive
Renewability
Yes
Who Can Buy It
Non-US residents
Contact Information
800-628-4664
317-655-4500
Administrator
IMG
Coverage Duration
5 days to 24 months
Refund Policy / Look-up Period
Yes (conditions apply)
Providers Network
UnitedHealthcare
Emergency Assistance Numbers
317-655-4500
Underwriter
SiriusPoint Speciality Insurance Corporation
Provides Coverage for
USA
Cancelable
Yes (conditions apply)
Not Available for Purchase in
NY and Maryland
Acute Onset of Pre-Existing Conditions
Yes

How to Buy Patriot America Plus Insurance?

Disclaimer: Information presented here is high-level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.