Patriot America Lite Insurance provides comprehensive medical coverage for travel to the USA for individuals and families who live outside the USA. After the deductible is satisfied by the insured person, this insurance plan pays 100% within the PPO network, up to the policy maximum. The plan provides travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. Patriot America Lite Insurance covers trips between 5 days to 12 months at a time. The plan can be renewed for a maximum of two years.
Comprehensive travel medical insurance for an affordable premium
Deductible is required once per policy period
Low policy maximum for ages 80+
Maximum 2 years coverage
No coverage for acute onset of pre-existing conditions
Does not cover COVID-19
Expert Opinion Patriot America Lite Insurance is best suited for international travelers visiting the US or outside their home country. This policy also meets the requirements for Schengen Visa Travel Insurance if the U.S is the primary destination. A visa letter for visa purposes can be provided.
Latest User Reviews Ratings, Feedback, and Complaints
Jitedra Kushwaha | April 10, 2019, 7:47 am
I bought it for my dad when he visited me last year. I used it once for outpatient treatment at providence clinic. They didn't have this insurance in their list but they accepted it as the underwriter is based in USA. As my deductible was zero I didn't have to pay anything from my pocket, few months later the claim was processed without any issues. I would recommend it.
International Medical Group (IMG) Responded on April 10, 2019, 8:45 am
Thank you for sharing your feedback about International Medical Group® (IMG®)! We love hearing from happy customers and look forward to continuing to serve you. It is our privilege to provide you Global Peace of Mind®.
Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.
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