Patriot America Lite Insurance

Patriot America Lite Insurance provides comprehensive medical coverage for travel to the USA for individuals and families who live outside the USA. After the deductible is satisfied by the insured person, this insurance plan pays 100% within the PPO network, up to the policy maximum. The plan provides travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. Patriot America Lite Insurance covers trips between 5 days to 12 months at a time. The plan can be renewed for a maximum of two years.

Expert Reviews Why Trust this Review?

Noticeable Features
  • Comprehensive travel medical insurance for an affordable premium
  • Deductible is required once per policy period
  • PPO Network

  • Low policy maximum for ages 80+
  • Maximum 2 years coverage
  • No coverage for acute onset of pre-existing conditions
  • Does not cover COVID-19

Expert Opinion
Patriot America Lite Insurance is best suited for international travelers visiting the US or outside their home country. This policy also meets the requirements for Schengen Visa Travel Insurance if the U.S is the primary destination. A visa letter for visa purposes can be provided.

Overall Ratings

How was your experience with
Patriot America Lite Insurance?

Plan Highlights

AM Best Ratings
Type of Coverage
Who Can Buy It
US & non US citizens who live outside the US
Contact Information
Coverage Duration
5 days to 2 years
Refund Policy / Look-up Period
Providers Network
Emergency Assistance Numbers
SiriusPoint Speciality Insurance Corporation
Provides Coverage for
USA or International
Not Available for Purchase in
NY and MD
Acute Onset of Pre-Existing Conditions

How to Buy Patriot America Lite Insurance?

Latest User Reviews Ratings, Feedback, and Complaints
Jitedra Kushwaha
April 10, 2019, 7:47 am
I bought it for my dad when he visited me last year. I used it once for outpatient treatment at providence clinic. They didn't have this insurance in their list but they accepted it as the underwriter is based in USA. As my deductible was zero I didn't have to pay anything from my pocket, few months later the claim was processed without any issues. I would recommend it.
International Medical Group (IMG) Logo
International Medical Group (IMG)
April 10, 2019, 8:45 am
Thank you for sharing your feedback about International Medical Group® (IMG®)! We love hearing from happy customers and look forward to continuing to serve you. It is our privilege to provide you Global Peace of Mind®.

IMG Customer Service
Chander Prabha Marria Verified buyer March 20, 2018, 8:07 am
Easy to buy, many options !
ROHIT KUMAR HARIKRISHNA PATEL Verified buyer March 07, 2018, 3:59 pm
Great coverage and great experience. always at hand 24/7
International Medical Group (IMG) Logo
International Medical Group (IMG)
March 09, 2018, 7:41 am
Hello Rohit,

We are happy to hear about your positive experience with IMG and Patriot America! We look forward to continuing to cover you and your loved ones in the future!

IMG Customer Service
Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.
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