Atlas America Insurance

Atlas America Insurance provides comprehensive medical coverage for individuals and families traveling outside their home country. This travel medical insurance plan pays 80% of the first $5,000 and 100% thereafter for covered expenses after the deductible is satisfied and offers limited coverage for acute onset of pre-existing conditions. Atlas America Insurance covers trips between 5 to 364 days and allows visitors covered under this policy to visit any doctor or hospital within the PPO Network.

Atlas America Insurance - Product Video

Expert Reviews Why Trust this Review?

Noticeable Features
  • Comprehensive travel medical coverage at an affordable premium
  • Co-insurance waived when inside the PPO Network and direct billing
  • Acute onset of pre-existing condition coverage up to $1,000,000

Limitations
  • Emergency room charge covered if hospitalized as impatient for illness or in the event of an injury
  • Low policy maximum for ages 80+
  • Pre-existing condition coverage is limited to only acute onset, and must be treated within 24 hours

Expert Opinion
Atlas America Insurance is best suited for international tourists visiting the US.

Overall Ratings

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Atlas America Insurance?
 

Plan Highlights

AM Best Ratings
A
Coverage Type
Comprehensive
Renewability
Yes
Who Can Buy It
Anyone traveling outside their home country
Contact Information
800-605-2282
317-262-2132
Administrator
HCCMIS
Coverage Duration
5 days to 364 days
Refund Policy / Look-up Period
Yes
Providers Network
FirstHealth Network
Emergency Assistance Numbers
317-262-2132
Underwriter
Lloyd's
Provides Coverage for
USA or International
Cancellable
Yes
Not Available in
New York (NY)
Maryland (MD)
Washington (WA)
Acute Onset of Pre-Existing Conditions
Yes

How to Buy Atlas America Insurance?

Latest User Reviews Ratings, Feedback, and Complaints
GV Selva
July 22, 2015, 4:14 pm
Surely recommend the plan. We got this plan for the coverage they offer. The customer service was great to talk to and they helped us in our claim process. The claims were process easily and we got our claims. Yipiee...
Alex
July 21, 2015, 4:33 pm
I bought this plan from visitorscoverage and the staff was really helpful to suggest this plan for my mother-in-law since it covers for acute onset of pre-existing condition. I did not get a chance to use it but atleast i know i have my mom-in-law covered for her health. I did not also find the price to be too expensive and seems to have good support. Happy with the plan and recommend people to visitors coverage for their help.
marunsankar
June 29, 2015, 4:28 pm
We got this policy for my mother who has pre existing condition of blood pressure and thyroid. While searching on the internet, i found that none of the insurance covers for blood pressure or thyroid so i decided not to buy; however i learnt about acute on set of pre existing conditions and it looked to us that atlas america insurance provides good coverage for that. so we made that decision to buy this plan. so far never had to apply for a claim however, till gives me peace of mind that my mother is safe.
Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.

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