Patriot Platinum Insurance

Patriot Platinum Insurance provides comprehensive medical insurance coverage for individuals and families traveling outside their home country. Within the PPO Network, this insurance plan pays 100% of the costs up to the policy maximum and pays 100% of costs outside the US after the deductible. Outside the PPO network, the plan pays 90% of the first $5,000 and 100% thereafter and offers travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. Patriot Platinum Insurance covers trips between 5 days to 36 months and allows visitors covered under the policy to visit any doctor or hospital within the PPO Network.

Expert Reviews Why Trust this Review?

Noticeable Features
  • Offered and administered by US-based insurance administrator IMG
  • PPO Network
  • All claims handled in US

Limitations
  • Low maximum for pre-existing medical condition coverage for visitors ages 65+

Expert Opinion
Patriot Platinum Insurance is best suited for senior or elderly international travelers visiting the US or another country outside their home country.

Overall Ratings

How was your experience with
Patriot Platinum Insurance?
 

Plan Highlights

AM Best Ratings
A
Coverage Type
Comprehensive
Renewability
Yes
Who Can Buy It
Anyone traveling outside their home country
Contact Information
800-628-4664
317-655-4500
Administrator
IMG
Coverage Duration
5 days to 36 months
Refund Policy / Look-up Period
Yes
Providers Network
First Health Network
Emergency Assistance Numbers
317-655-4500
Underwriter
Sirius International
Provides Coverage for
USA or International
Cancellable
Yes
Not Available in
Maryland (MD)
Acute Onset of Pre-Existing Conditions
Yes

How to Buy Patriot Platinum Insurance?

Latest User Reviews Ratings, Feedback, and Complaints
Anandbalaben B Patel Verified buyer March 18, 2018, 3:25 pm
Do not waste your money. When the time will come to pay, they will nickle and dime you and will not pay for anything claiming pre-existing conditions. If you are buying your elderly parents, who have age related issues like blood pressure, claim will be denied if they go to hospital for heart attack or even racing heart fro some unknown new reason. On customer service side, this is worst I have ever seen. That is after wasting my premium of $ 4500.00
International Medical Group (IMG) Logo
International Medical Group (IMG)
March 19, 2018, 11:18 am
Hi Anandbalaben, we are sorry IMG did not meet your expectations. We value your feedback and take concerns such as yours very seriously. Please note that IMG is required to administer our insurance plans in accordance with their terms and conditions. If you would like to continue this conversation, please email us directly.

Best,
IMG Customer Service
MARK JEFFREY A CO Verified buyer March 13, 2018, 11:44 am
Still waiting for the check refund. takes so long. coverage of medical was good though.
International Medical Group (IMG) Logo
International Medical Group (IMG)
March 19, 2018, 10:55 am
Hi Mark, we are sorry we did not meet your expectations. We value your feedback and take concerns such as yours very seriously. Although IMG will not discuss the details of claims in a public forum, we welcome the opportunity to further discuss your claim privately. Please contact us so we can continue the conversation.

Best,
IMG Customer Service
SARASWATI A CHANDIRA Verified buyer March 08, 2018, 6:59 pm
Good service

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Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.
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