ChoiceAmerica™ Insurance

ChoiceAmerica Insurance is an ideal choice for non-U.S. citizens who are traveling to the United States, Canada, or Mexico. This temporary insurance plan provides basic travel coverage and is designed as a fixed benefit plan with travel medical benefits such as in-patient treatment, outpatient treatment, emergency medical evacuation, ambulance services and more. It covers trips between 5 days to 364 days and enables the policyholder to visit any doctor or hospital of their choice.

Plan Features

  • Provides coverage across North America Continent (U.S., Mexico, Canada)
  • Eligibility: International travels to the U.S.
  • Provides coverage if your entry to the U.S. is denied*
  • Optional Riders: Pre-Existing Condition Rider, Adventure Sports Rider, & Dental and Vision Rider
  • Covers Influenza vaccination
  • Covers COVID-19 like any other new condition

* Conditions Apply

Why ChoiceAmerica

ChoiceAmerica Insurance is an excellent policy in providing coverage for international travelers to the U.S., Mexico, and Canada, especially elderly travelers like parents, traveling from the Indian sub-continent or Asia. ChoiceAmerica also offers a limited pre-existing condition rider, should a traveler experience a flare up of a pre-existing condition while traveling. This is unlike most other travel medical insurance policies that only allow coverage for an acute onset of a pre-existing condition, which only covers treatment for a sudden or unexpected issue related to a pre-existing condition.

This policy is also great for travelers taking an adventurous trip, as it includes optional adventure sports and amusement park injury coverage as well as coverage for the loss of a passport or essential travel documents. While ChoiceAmerica Insurance is a limited coverage or budget plan with fixed benefit coverage, it is top in its class of insurance in providing travelers with essential benefits for all of their travel and health related needs, letting them enjoy their travels with less stress and more peace of mind.

Expert Reviews Why Trust this Review?

Notable Features
  • Low cost and affordable premium
  • Per certificate period coverage
  • Limited Pre-existing condition coverage (can be add-on)
  • Good for basic medical coverage while traveling
  • Covers COVID-19 like any new condition
  • Covers Influenza shot

  • Coverage and benefits may not be adequate. Plan pays fixed, pre-defined rate for each service
  • Maximum 12 months of coverage
  • Pre-certification required for certain medical treatments to avoid 50% reduction in benefits

Expert Opinion
For non-U.S. citizens traveling to the U.S., Mexico, and Canada, ChoiceAmerica Insurance offers short-term medical coverage at an affordable cost. While it is a limited coverage plan, it stands out in providing essential benefits to travelers, such as coverage for basic medical needs, port of entry discrepancies, and loss of passports and essential documents. Moreover, ChoiceAmerica offers optional add-ons to the plan for dental, vision, pre-existing conditions, and adventure sports and amusement park injuries. This competitive plan caters to all travel-related needs and offers peace of mind to travelers.

Overall Ratings

How was your experience with
ChoiceAmerica™ Insurance?

Plan Highlights

AM Best Ratings
Coverage Type
Who Can Buy It
Non-U.S. citizens traveling to the U.S., Mexico or Canada.
Contact Information
Coverage Duration
5 days to 364 days
Refund Policy / Look-up Period
Providers Network
First Health
Emergency Assistance Numbers
SiriusPoint Speciality Insurance Corporation
Provides Coverage for
USA, Canada, and Mexico
Not Available for Purchase in
NY and MD
Limited Pre-Existing Conditions
Optional rider

How to Buy ChoiceAmerica Insurance?

Latest User Reviews Ratings, Feedback, and Complaints
June 14, 2019, 8:36 pm
Pretty slow in responding to queries..
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International Medical Group (IMG)
June 17, 2019, 5:39 am
Thank you for sharing your feedback about International Medical Group® (IMG®). We want to learn more about how we can improve to better serve you in the future. Please email us at to start the conversation.

IMG Customer Service
Ramesh Agarwal Verified buyer March 22, 2018, 8:10 am
I took this insurance couple of times. I won't say its a bad choice but its not recognized by Walgreens or I had to pay out of pocket in both these places. Reimbursement process is really difficult too and there is no easy way to check the progress too. Their support is good and help full but i ended up paying full amount and still waiting for the reimbursement.
Surender vankamamidi Verified buyer March 20, 2018, 11:16 am
Very Good Insurance. Will definitely take it again
Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.
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