ChoiceAmerica™ Insurance

ChoiceAmerica Insurance offers basic travel insurance coverage to non-U.S. citizens traveling to the United States, Mexico or Canada. This temporary insurance plan is a fixed benefit plan with travel medical benefits including outpatient treatment, in-patient treatment, ambulance services, emergency medical evacuation, and more. Choice America Insurance covers trips between 5 days to 364 days and allows anyone covered under the policy to visit any doctor or hospital of their choice.

Plan Features

  • Provides coverage across North America Continent (U.S., Mexico, Canada) excluding New York and Maryland
  • Eligibility: International travels to the U.S. excluding some countries
  • Provides coverage if your entry to the U.S. is denied*
  • Optional Riders: Pre-Existing Condition Rider, Adventure Sports Rider, & Dental and Vision Rider
  • Covers Influenza vaccination
  • Covers COVID-19

* Conditions Apply

Why ChoiceAmerica

ChoiceAmerica Insurance is an excellent policy in providing coverage for international travelers to the U.S., Mexico, and Canada, especially elderly travelers like parents, traveling from the Indian sub-continent or Asia. With the recent administrative orders resulting in travel bans on some inbound travelers, ChoiceAmerica provides coverage for expenses due to border entry denials. Should a traveler experience a flare up of a pre-existing condition while traveling, ChoiceAmerica offers a limited pre-existing condition rider, unlike most travel medical insurance policies that only allow coverage for an acute onset. This policy is also great for travelers taking an adventurous trip, as it includes adventure sports and amusement park injury coverage as well as coverage for the loss of a passport or essential travel documents. While ChoiceAmerica Insurance is a limited coverage or budget plan with fixed benefit coverage, it is top in its class of insurance in providing travelers with essential benefits for all of their travel and health related needs, letting them enjoy their travels with less stress and more peace of mind.

Expert Reviews Why Trust this Review?

Noticeable Features
  • Low cost and affordable premium
  • Per certificate period coverage
  • Limited Pre-existing condition coverage (can be add-on)
  • Good for basic medical coverage while traveling

  • Coverage and benefits may not be adequate. Plan pays fixed, pre-defined rate for each service
  • Maximum 12 months of coverage
  • Pre-certification required for certain medical treatments to avoid 50% reduction in benefits

Expert Opinion
ChoiceAmerica Insurance offers short-term medical coverage for non-U.S. citizens traveling to the U.S., Mexico, and Canada at an affordable, competitive cost. While ChoiceAmerica is a limited coverage plan, it is at the top of its class in providing travelers with essential benefits for all of their travel related needs. Not only does the plan provide coverage for basic medical necessitates, expenses related to port of entry discrepancies, and loss of passports and essential documents, but it also provides travelers with limited coverage for dental, vision, pre-existing conditions, and adventure sports and amusement park injury as optional add-ons to their plan.

Overall Ratings

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ChoiceAmerica™ Insurance?

Plan Highlights

AM Best Ratings
Coverage Type
Who Can Buy It
Non-U.S. citizens traveling to the U.S., Mexico or Canada.
Contact Information
Coverage Duration
5 days to 364 days
Refund Policy / Look-up Period
Providers Network
First Health
Emergency Assistance Numbers
Sirius International
Provides Coverage for
USA, Canada, and Mexico
Not Available in
No Restrictions
Limited Pre-Existing Conditions

How to Buy ChoiceAmerica Insurance?

Latest User Reviews Ratings, Feedback, and Complaints
June 14, 2019, 8:36 pm
Pretty slow in responding to queries..
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International Medical Group (IMG)
June 17, 2019, 5:39 am
Thank you for sharing your feedback about International Medical Group® (IMG®). We want to learn more about how we can improve to better serve you in the future. Please email us at to start the conversation.

IMG Customer Service
Ramesh Agarwal Verified buyer March 22, 2018, 8:10 am
I took this insurance couple of times. I won't say its a bad choice but its not recognized by Walgreens or I had to pay out of pocket in both these places. Reimbursement process is really difficult too and there is no easy way to check the progress too. Their support is good and help full but i ended up paying full amount and still waiting for the reimbursement.
Surender vankamamidi Verified buyer March 20, 2018, 11:16 am
Very Good Insurance. Will definitely take it again
Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.
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