CoverAmerica - Gold vs. Atlas America

Updated on November 03, 2023

If you’re looking to purchase a visitors insurance plan, it is important to weigh your policy options to choose a plan that has the right coverage for you and your needs. Two similar visitors insurance plans are CoverAmerica - Gold and Atlas America, which are both comprehensive policies that provide percentage-based coverage for most eligible travel benefits.

Both CoverAmerica - Gold and Atlas America insurance cover short trips to the U.S. and offer medical coverage and benefits. The comparison chart below features the main differences between CoverAmerica - Gold and Atlas America insurance so you can find out which visitors insurance policy is best for you.

Atlas America

Administered by WorldTrips
Up to 364 days of coverage
Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date

Covers up to the policy maximum for an acute onset of a pre-existing condition for those under the age of 80
Covers up to $1,000,000 for emergency medical evacuation
Covers up to $300 for acute and unexpected dental pain
Covers up to $100,000 for political evacuation
UnitedHealth PPO network
Not available for purchase in NY, MD, and WA

Available up to age 79

vs.

CoverAmerica - Gold

Administered by IMG
Provides coverage for U.S., and trips to Mexico, Canada, Latin America, Bahamas and South America
Maximum 365 days of coverage

Plan pays 100% coverage after deductible, in network
Coverage for COVID-19 like any other new illness if contracted after the policy start date
Quarantine Indemnity Benefit for $50/day for 10 days
COVID-19 test benefit
No cancelation or extension fees
Acute onset of pre-existing conditions coverage
Emergency dental treatment and eye exams
Influenza vaccination coverage
Returning customers received preferred rate
UnitedHealth PPO network
Covers up to $1,000,000 for Emergency Medical Evacuation