Patriot International vs. Liaison International

When shopping for travel medical insurance, two plans you may be considering are Patriot International and Liaison International. Patriot International and Liaison International are two plans that do share some similarities however, when it comes to deciding between the two, it is important know their differences.

Patriot International and Liaison International are two plans that provide travelers with coverage both in the US and internationally. Both plans are comprehensive coverage plans, meaning they provide percentage-based coverage for most eligible travel expenses. For more information on the key differences between the two plans, refer to the comparison chart below:

Patriot International
  • Administered by IMG
  • Coverage for up to 12 months
  • Policy maximum options of $50,000, $100,000, $500,000, or $1,000,000 for ages 69 and under
  • After deductible, plan pays 90% of the first $5,000 then 100% after that, inside the US and Canada, and 100% up to the policy maximum internationally
  • Acute onset of pre-existing conditions not covered


vs.
Liaison International
  • Administered by Seven Corners
  • Coverage for up to 45 days
  • Policy maximum options of $50,000, $100,000, $500,000, or $1,000,000 for ages 64 and under
  • After deductible, plan pays 80% of the first $5,000 and 100% after that.

  •  
  • Coverage up to $15,000 for acute onset of pre-existing conditions for ages 69 and under


COMMON EXCLUSIONS (What's not covered)
  • Preventative Care (immunizations, routine medical exams)
  • Accidental death and dismemberment (AD&D) coverage
  • Terrorism coverage
  • Trip interruption coverage
  • Pregnancy and maternity care

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