Patriot Platinum vs. Patriot America Insurance

Posted on March 17, 2015

In your search to buy visitors insurance, you may have come across two similar travel medical insurance plans: Patriot Platinum and Patriot America. These travel insurance policies may seem similar at first, but the differences between Patriot Platinum insurance and Patriot America insurance could determine which visitors insurance plan is best for you.

Both Patriot Platinum and Patriot America are comprehensive coverage plans and are administered by IMG. For more information about the difference between Patriot Platinum and Patriot America, refer to the comparison chart below.

Patriot Platinum

Up to 36 months of coverage
Covers up to $50,000 for AD&D;
Covers up to $10,000 for trip interruption
Pays 100% of covered expenses if within the PPO network (in USA & Canada)
Covers up to $300 for acute, unexpected dental pain

vs.

Patriot America

Up to 2 years of coverage
Covers up to $50,000 for AD&D;
Covers up to $10,000 for trip interruption
Pays 100% within the PPO network after the deductible
Covers up to $300 for acute, unexpected dental pain

COMMON EXCLUSIONS (What's not covered)

Preventative care (immunizations, routine medical exams)
Injuries incurred from certain extreme sports and hazardous activities
Pregnancy and maternity care
Treatment for mental health disorders

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