Patriot Platinum International vs. Atlas International

Posted on December 28, 2016

When planning a trip abroad and shopping for visitors insurance, two plans that may strike your interest are Patriot Platinum International and Atlas International and when compared side by side, they may seem very similar. Despite their similarities, there are however many differences that are important to take note of in making your decision.

Patriot Platinum International and Atlas International are both comprehensive coverage plans that pay 100% up to the policy maximum, after the deductible is satisfied. The key differences between the two plans are featured in the comparison chart below to help you choose the plan that best fits your travel medical insurance needs:

Patriot Platinum International

Administered by IMG
USA and international coverage
Up to 36 months of coverage
Policy maximum options of $1,000,000, $5,000,000, or $8,000,000 for ages 69 and under
Covers up to $20,000 for acute onset of pre-existing conditions for travelers under the age of 65

vs.

Atlas International

Administered by HCC
International coverage only
Up to 12 months of coverage
Policy maximum options of $50,000, $100,000, $250,000, $500,000, $1 million or $2 million for ages 69 and under
Coverage up to policy maximum for acute onset of pre-existing conditions for ages 69 and under