Patriot America Plus vs. Atlas America Insurance
Posted on May 12, 2015
Patriot America Plus and Atlas America visitors insurance plans have certain similarities, but both plans are not for everyone. Patriot America Plus and Atlas America are both comprehensive coverage plans, which means they are percentage-based policies. Both of these plans are good for international travelers who are visiting the US.
Patriot America Plus and Atlas America offer acute onset of pre-existing conditions coverage for travelers. They are both available for travelers over the age of 80, although the policy maximum for these travelers is low. For more details about the difference between Patriot America Plus and Atlas America, refer to the comparison chart below.
Patriot America Plus
- Administered by IMG
- Up to 2 years of coverage
- Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
- Available for U.S citizens living abroad and visiting the U.S for a short trip
- Acute onset of pre-existing conditions coverage up to the maximum limit for travelers under age 70
- Pays 100% within PPO network after deductible
- Covers $300 for acute, unexpected dental pain
vs.
Atlas America- Administered by WorldTrips
- Up to 364 days of coverage
- Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
- Quarantine Indemnity Benefit of $50/day for 10 days
- Covers up to the policy maximum for an acute onset of a pre-existing condition for those under the age of 80
- Pays 100% after the deductible is satisfied
- Covers $250 for acute, unexpected dental pain
COMMON EXCLUSIONS (What's not covered)
- Preventative care (immunizations, routine medical exams)
- Injuries incurred from certain extreme sports and hazardous activities
- Pregnancy and maternity care
- Treatment for mental health disorders
Similar Plan Comparisons
Share on
