Patriot America Plus vs. Atlas America Insurance

Posted on May 12, 2015

Patriot America Plus and Atlas America visitors insurance plans have certain similarities, but both plans are not for everyone. Patriot America Plus and Atlas America are both comprehensive coverage plans, which means they are percentage-based policies. Both of these plans are good for international travelers who are non-US citizens visiting the US or other foreign countries.

Patriot America Plus and Atlas America have PPO networks and offer acute onset of pre-existing conditions coverage for travelers under the age of 70. They are both available for travelers over the age of 80, although the policy maximum for these travelers is low. For more details about the difference between Patriot America Plus and Atlas America, refer to the comparison chart below.

Patriot America Plus

Administered by IMG
Up to 2 years of coverage
Acute onset of pre-existing conditions coverage up to $500,000 for travelers under age 70
Pays 100% within PPO network after deductible
Covers $100 for acute, unexpected dental pain

vs.

Atlas America

Administered by HCC MIS
Up to 364 days of coverage
Acute onset of pre-existing conditions coverage up to $2,000,000 for travelers age 69 and under, and $100,000 for age 70-79
Pays 100% within PPO network after the deductible is satisfied
Covers $250 for acute, unexpected dental pain