Liaison Continent A vs. Atlas America Insurance

If you're planning to buy visitors insurance for a trip abroad, you may have come across two similar travel medical insurance plans: Liaison Continent A and Atlas America. These travel insurance plans both provide travel medical coverage for the USA and other foreign countries, so anyone traveling abroad may be deciding between the two and want to know what the difference between Liaison Continent A and Atlas America is to choose the best travel insurance plan.

Both travel insurance policies are comprehensive insurance plans, which offer percentage based coverage, paying for 80% of the first $5,000 in medical expenses and 100% thereafter up to the policy maximum. Liaison Continent A and Atlas America both have PPO networks, and both even offer acute onset of pre-existing conditions coverage and terrorism coverage. To find out the differences between Liaison Continent A insurance and Atlas America insurance, refer to the comparison chart below.

Liaison Continent A
  • Administered by Seven Corners
  • Up to 187 days of coverage
  • Policy maximum of $50,000 for travelers over the age of 70
  • Covers up to $45,000 for acute onset of pre-existing conditions for travelers under the age of 65
  • Deductible required for urgent care
  • Maximum $100,000 in common carrier AD&D coverage for adults
  • $300,000 in emergency medical evacuation coverage


vs.
Atlas America
  • Administered by HCC MIS
  • Up to 364 days of coverage
  • Policy maximum of $100,000 for travelers over the age of 70
  • Covers up to $1,000,000 for acute onset of pre-existing conditions for travelers under 70
  • Deductible waived for urgent care with $50 co-pay
  • Maximum $50,000 in common carrier AD&D coverage for adults ages 18-69
  • $1,000,000 in emergency medical evacuation coverage


COMMON EXCLUSIONS (What's not covered)
  • Preventative care (immunizations, routine medical exams)
  • Injuries incurred from certain extreme sports and hazardous activities
  • Pregnancy and maternity care
  • Treatment for mental health disorders
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