Patriot America Insurance

Patriot America Insurance provides comprehensive medical coverage for individuals and families traveling outside their home country. After the deductible is satisfied, In network, this plan pays 90% of the first $5,000 and 100% after that, out of network, this plan pays 80% of the first $5,000 and 100% thereafter while offering travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. Patriot America Insurance covers trips between 5 days to 12 months and allow visitors covered under the policy to visit any doctor or hospital within the PPO Network.

Patriot America Insurance - Product Video

Expert Reviews Why Trust this Review?

Noticeable Features
  • Comprehensive travel medical insurance for an affordable premium
  • Deductible is required once per policy period
  • PPO Network

Limitations
  • Low policy maximum for ages 80+
  • Maximum 12 months coverage
  • No coverage for preexisting conditions

Expert Opinion
Partiot America Insurance is best suited for international travelers visiting the US or outside their home country. This policy also meets the requirements for Schengen Visa Travel Insurance and Europe Travel Insurance. A visa letter for visa purpose can be provided.

Overall Ratings

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Patriot America Insurance?
 

Plan Highlights

AM Best Ratings
A
Coverage Type
Comprehensive
Renewability
Yes
Who Can Buy It
Anyone traveling outside their home country
Contact Information
800-628-4664
317-655-4500
Administrator
IMG
Coverage Duration
5 days to 12 months
Refund Policy / Look-up Period
Yes
Providers Network
First Health Network
Emergency Assistance Numbers
317-655-4500
Underwriter
Sirius International
Provides Coverage for
USA or International
Cancellable
Yes
Not Available in
Maryland (MD)
Acute Onset of Pre-Existing Conditions
No

How to Buy Patriot America Insurance?

Latest User Reviews Ratings, Feedback, and Complaints
Helene Marie Goyat Verified buyer January 17, 2018, 10:01 am
I went to the doctor for a cold, and I only paid 12 dollars, the rest was taken care by the insurance! I was on a trip to the USA.
International Medical Group (IMG) Logo
International Medical Group (IMG)
January 22, 2018, 10:22 am
Hello Helene, thank you for sharing your positive feedback about IMG! We love hearing from happy customers and look forward to continuing to serve you. It is our privilege to provide you Global Peace of Mind®.

Best,
IMG Customer Service
claudio garcia Verified buyer January 17, 2018, 9:09 am
The coverage is good but the costumer service not so much
International Medical Group (IMG) Logo
International Medical Group (IMG)
January 22, 2018, 10:21 am
Hello Claudio, thank you for sharing your feedback about IMG. We want to learn more about how we can improve to better serve you in the future. Please email us to start the conversation.

Best,
IMG Customer Service
Maxim V Petukhov Verified buyer December 22, 2017, 5:01 pm
Did take me more than half a year and and involvement of Indiana Insurance Commissioner to resolve non-payment by IMG. There is a tricky clause in the terms and conditions related to pre-existing condition which seems to be possible to apply to almost everything. IMG applied it to retina detachment and initially rejected claims. Bad customer service as well, they don't even respond to mails or e-mails or reply formally. Be careful, check everything before getting this plan.
International Medical Group (IMG) Logo
International Medical Group (IMG)
January 10, 2018, 11:46 am
Hi Maxim, we are sorry IMG did not meet your expectations. We value your feedback and take concerns such as yours very seriously. Please note that IMG is required to administer our insurance plans in accordance with their terms and conditions. If you would like to continue this conversation, please contact us, and I assure you that someone will respond to your email.

Best,
IMG Customer Service
Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.

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