Patriot America Plus Insurance

Patriot America Plus Insurance provides comprehensive medical coverage for travel to the USA for individuals and families who live outside the USA. After the deductible is satisfied by the insured person, this insurance plan pays 100% within the PPO network, up to the policy maximum. The plan provides travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. Patriot America Insurance covers trips between 5 days to 12 months at a time. The plan can be renewed for a maximum of two years.

Expert Reviews Why Trust this Review?

Noticeable Features
  • Comprehensive travel medical insurance for an affordable premium
  • Acute onset of pre-existing conditions coverage
  • Deductible is required once per policy period
  • PPO Network

Limitations
  • Low policy maximum for ages 80+
  • Maximum 24 months coverage
  • No acute onset of pre-existing conditions coverage for ages 70+

Expert Opinion
Patriot America Plus Insurance is best suited for international travelers visiting the US or outside their home country. This policy also meets the requirements for Schengen Visa Travel Insurance and Europe Travel Insurance. A letter of proof of insurance can be provided for visa purposes.

Overall Ratings

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Plan Highlights

AM Best Ratings
A
Coverage Type
Comprehensive
Renewability
Yes
Who Can Buy It
US & Non US citizens who permanently live abroad & are traveling to the USA
Contact Information
800-628-4664
317-655-4500
Administrator
IMG
Coverage Duration
5 days to 24 months
Refund Policy / Look-up Period
Yes (conditions apply)
Providers Network
First Health Network
Emergency Assistance Numbers
317-655-4500
Underwriter
Sirius International
Provides Coverage for
USA or International
Cancelable
Yes (conditions apply)
Not Available in
Maryland (MD)
Acute Onset of Pre-Existing Conditions
Yes

How to Buy Patriot America Plus Insurance?

Latest User Reviews Ratings, Feedback, and Complaints
Kamlesh Kumar Verified buyer May 26, 2018, 1:30 pm
Good
SOUNDARAM JAYARAMAN Verified buyer May 09, 2018, 4:02 pm
I would suggest this with my friends for sure. Very good insurance for all parents whoever visiting USA. reliable and good one
Diego A Sanudo Ugarte Verified buyer April 19, 2018, 11:18 am
Unreliable health insurance. A complete scam of your money. IMG will reject almost all of your claims stating that your illness is of previous existing condition! I went to see a Dr because I had a severe sore throat and the doctor requested lab work. Well... two months later, I got the bill from the Dr and the bill from Quest laboratory requesting payment because my insurance (IMG) had denied the claim stating that the sore throat was of a pre exsisting condition!!! Stay away from this insurance... a complete scam of your money.
Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.
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