Patriot America Plus Insurance

Patriot America Plus Insurance provides comprehensive medical coverage for travel to the USA for individuals and families who live outside the USA. After the deductible is satisfied by the insured person, this insurance plan pays 100% within the PPO network, up to the policy maximum. The plan provides travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. Patriot America Insurance covers trips between 5 days to 12 months at a time. The plan can be renewed for a maximum of two years.

Expert Reviews Why Trust this Review?

Noticeable Features
  • Comprehensive travel medical insurance for an affordable premium
  • Acute onset of pre-existing conditions coverage
  • Deductible is required once per policy period
  • PPO Network

  • Low policy maximum for ages 80+
  • Maximum 24 months coverage
  • No acute onset of pre-existing conditions coverage for ages 70+

Expert Opinion
Patriot America Plus Insurance is best suited for international travelers visiting the US or outside their home country. This policy also meets the requirements for Schengen Visa Travel Insurance and Europe Travel Insurance. A letter of proof of insurance can be provided for visa purposes.

Overall Ratings

How was your experience with
Patriot America Plus Insurance?

Plan Highlights

AM Best Ratings
Coverage Type
Who Can Buy It
US & Non US citizens who permanently live abroad & are traveling to the USA
Contact Information
Coverage Duration
5 days to 24 months
Refund Policy / Look-up Period
Yes (conditions apply)
Providers Network
First Health Network
Emergency Assistance Numbers
Sirius International
Provides Coverage for
USA or International
Yes (conditions apply)
Not Available in
Maryland (MD)
Acute Onset of Pre-Existing Conditions

How to Buy Patriot America Plus Insurance?

Latest User Reviews Ratings, Feedback, and Complaints
November 08, 2018, 1:15 pm
It was okay. I didn't have to do anything additional. However, the hospital visit charge was about the same so I still had to pay some. I couldn't figure out how to get medical bill reimbursed. Some clarity on that part would have helped. I will most likely use it again.
International Medical Group (IMG) Logo
International Medical Group (IMG)
November 09, 2018, 9:51 am
Eddie, thank you for sharing your feedback about International Medical Group. We want to learn more about how we can improve to better serve you in the future. Please email us at to start the conversation.

IMG Customer Service
Sundaramoorthy Vijayalakshmi Verified buyer July 06, 2018, 12:40 pm
Kamlesh Kumar Verified buyer May 26, 2018, 1:30 pm
Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.
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