Patriot America Plus Insurance

Patriot America Plus Insurance provides comprehensive medical coverage for travel to the USA for individuals and families who live outside the USA. After the deductible is satisfied by the insured person, this insurance plan pays 100% within the PPO network, up to the policy maximum. The plan provides travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. Patriot America Plus Insurance covers trips between 5 days up to 12 months at a time. The plan can be renewed for a maximum of two years.

Expert Reviews Why Trust this Review?

Noticeable Features
  • Comprehensive travel medical insurance for an affordable premium
  • Acute onset of pre-existing conditions coverage
  • Deductible is required once per policy period
  • PPO Network

Limitations
  • Low policy maximum for ages 80+
  • Maximum 24 months coverage
  • No acute onset of pre-existing conditions coverage for ages 70+

Expert Opinion
Patriot America Plus Insurance is best suited for international travelers visiting the US or outside their home country. This policy also meets the requirements for Schengen Visa Travel Insurance and Europe Travel Insurance. A letter of proof of insurance can be provided for visa purposes.

Overall Ratings

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Patriot America Plus Insurance?
 

Plan Highlights

AM Best Ratings
A
Coverage Type
Comprehensive
Renewability
Yes
Who Can Buy It
Non-US residents
Contact Information
800-628-4664
317-655-4500
Administrator
IMG
Coverage Duration
5 days to 24 months
Refund Policy / Look-up Period
Yes (conditions apply)
Providers Network
UnitedHealthcare
Emergency Assistance Numbers
317-655-4500
Underwriter
Sirius International
Provides Coverage for
USA or International
Cancelable
Yes (conditions apply)
Not Available in
No state restrictions
Acute Onset of Pre-Existing Conditions
Yes

How to Buy Patriot America Plus Insurance?

Latest User Reviews Ratings, Feedback, and Complaints
ManikR
June 10, 2019, 9:21 am
We got Patriot America for our parents while they were visiting the US. It was a very easy process to get started. We also had a couple of visits and the network coverage is good.
Ranjith
April 17, 2019, 10:46 am
It's good and I would suggest this with my contacts for sure. Very good insurance for all parents whoever visiting USA.
SORNA MANI SATHYA MOORTHY
April 10, 2019, 3:31 pm
Its a trust-able & reliable insurance for a person who is visiting USA. In my experience i opt for this insurance, and in an emergency I've to visit the doctor. I haven't paid anything from my pocket. Everything was covered and all my claims are processed in a systematic time as per the process. And even they will give some discount cards for buying the medicines in case if some medicines are not covered under this insurance. I would suggest this to my friends for sure.
International Medical Group (IMG) Logo
International Medical Group (IMG)
April 11, 2019, 5:47 am
Thank you for sharing your feedback about International Medical Group® (IMG®)! We love hearing from happy customers and look forward to continuing to serve you. It is our privilege to provide you Global Peace of Mind®.

Best,
IMG Customer Service
Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.
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